Excess Protection - Why would I need it?

Having your vehicle damaged or stolen can be a stressful enough time without having to worry how you will pay your insurance excess.

Our Excess Protection Insurance policy is designed to cover your excess payment when you need to make a claim on your motor insurance policy for accidental damage, fire, theft and vandalism.

Cover is available to any driver holding a full and current UK driving licence or internationally recognised licence.

The policy covers motor cars, motor bikes, caravans, motor homes, commercial vehicles, taxis and dual control vehicles. Cover is available as follows:-

Single Vehicle Policy

£350 in any one policy period
£500 in any one policy period
£750 in any one policy period
£1,000 in any one policy period
£1,500 in any one policy period

Please see the below table which details our price:

Type of Verhicle £350 Excess Limit £500 Excess Limit £750 Excess Limit £1,000 Excess Limit £1,500 Excess Limit
Car £35.00 £50.00 £75.00 £100.00 £150.00
Motorcycle £28.00 £33.00 £37.00 £43.00 £55.00
Caravan £21.00 £23.00 £27.00 £30.00 £36.00
Taxi £30.00 £35.00 £40.00 £45.00 £55.00
Driving School £27.00 £29.00 £33.00 £37.00 £45.00
Minibus & Coach £40.00 £50.00 £60.00 - -
Commerical <3.5t £30.00 £34.00 £40.00 £45.00 £55.00
Commerical 3.5 - 12.5t - £50.00 - - -
Commerical >12.5t - £60.00 - - -

If you would like to take advantge of our competative rates, simply fill in the form below and cover can be held with immedite effect. (Policy documents will be emailed the next working day).

Premier Insurance can also offer Excess Protection Insurance for Motor Traders & Fleets of vehicles. If you require cover for either of these policies, please contact our office direct.

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